How to Extend or Renew NIB OSHC
Student visa holders generally need OSHC for the required visa period. If your study or visa timeline changes, review your policy dates early so you do not create a gap in cover.
Student visa holders generally need OSHC for the required visa period. If your study or visa timeline changes, review your policy dates early so you do not create a gap in cover.
Check the end date
Compare your NIB OSHC end date with your updated study and visa requirements.
Avoid a gap
Arrange any required extension before your existing policy expires.
Keep evidence
Retain the updated policy/certificate for your visa records.
When might you need to extend OSHC?
Common situations include a new or extended CoE, repeating subjects, changing course length or lodging a further Student visa application. The required period should be checked against current visa requirements.
Do not simply buy a second overlapping policy
Where possible, review the existing NIB membership and extension options so your dates remain clear. If you change insurers, make sure there is no unintended gap and keep evidence of previous cover.
Finishing study and moving to 485?
If you are moving from a Student visa to a Temporary Graduate visa, the relevant product category changes from OSHC to OVHC. See our OSHC to OVHC guide.
Check the current NIB options
Use NIB's quote journey to confirm the cover, price, waiting periods and benefits currently available for your circumstances.