Independent OSHC & OVHC informationFocused on nib overseas health cover
Independent guide

Switching from NIB OSHC to NIB OVHC After Graduation

If you are finishing your studies and applying for a Temporary Graduate visa, your health cover needs change with your visa.

A practical transition checklist

Check when your existing OSHC ends
Check the health cover evidence required for your 485 application
Select an OVHC product suitable for your circumstances
Coordinate dates to avoid an unintended gap
Keep the OVHC certificate for your records

nib states that existing members can move from OSHC to OVHC and that equivalent waiting periods already served may be recognised, subject to its rules and the cover selected.

Read our NIB OVHC for 485 Visa guide →

Independent editorial informationReviewed against current nib and Australian Government information • Updated August 2026
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