NIB OVHC Dental, Optical & Physio
NIB says its overseas visitor range includes different levels of cover, with higher-level options that can include everyday services such as dental, optical and physiotherapy. Benefits vary by product.
NIB says its overseas visitor range includes different levels of cover, with higher-level options that can include everyday services such as dental, optical and physiotherapy. Benefits vary by product.
Dental
Some higher-level OVHC options may include dental benefits.
Optical
Eligible cover may help with prescription glasses or contacts.
Physiotherapy
Selected products may include physiotherapy benefits and limits.
Not every OVHC policy includes Extras
NIB offers multiple levels of overseas visitor cover. A visa-compliant hospital policy should not automatically be treated as including dental, optical and physiotherapy. Compare the exact benefits shown in the quote journey.
First Choice network
Where an eligible Extras benefit applies, NIB’s First Choice network includes dentists, optometrists and physiotherapists offering agreed rates and selected No Gap offers. Eligibility depends on the cover held.
Check annual limits and waiting periods
Extras-style benefits can have waiting periods, annual limits, recognised-provider rules and service-specific conditions. Confirm these before choosing a policy because you expect to use dental, optical or physio.
Check the current NIB options
Use NIB's quote journey to confirm the cover, price, waiting periods and benefits currently available for your circumstances.