NIB OSHC membership can be arranged for different household situations. The correct category depends on who needs to be insured and their relationship to the primary student. The quote journey is the right place to confirm the current available membership categories and price.
Single cover
Single OSHC is generally the starting point where only the international student needs cover. The required cover dates should align with the student visa and course circumstances.
Couple cover
If a spouse or partner also needs to be covered, do not assume two single policies and a couple policy are equivalent in price or administration. Check the current NIB quote options and the visa circumstances of both people.
Family cover
Where dependent children need cover, select the appropriate family composition and make sure every person who requires cover is included. If a baby is born after the policy starts, follow NIB's newborn addition process promptly.
| Situation | What to check |
|---|---|
| Student only | Single membership, required dates and current premium. |
| Student + partner | Couple option, both visa circumstances and total price. |
| Student + dependants | Family composition and inclusion of all required dependants. |
Price varies
OSHC pricing can change and depends on factors such as cover duration and membership composition. For that reason this site sends quote-intent users to the live NIB quote journey rather than publishing a price that may become stale.
Check your NIB OSHC quote
Enter your student and cover details on NIB's quote journey to see current pricing and policy options.
Frequently asked questions
Can I get NIB OSHC just for myself?
If only the student needs cover, check the current NIB single OSHC option and required policy dates.
Can my partner be included?
NIB’s quote journey can show the available membership composition for your circumstances. Confirm both people’s visa and cover needs.
Can children be included?
Where dependants require OSHC, use the appropriate family composition and ensure each required dependant is included.