Switch to NIB OSHC or OVHC
Changing from another Australian overseas health insurer
NIB says it may recognise waiting periods already served on equivalent cover. When switching, continuity of cover and the level of equivalent benefits are important.
Overview
NIB says it may recognise waiting periods already served on equivalent cover. When switching, continuity of cover and the level of equivalent benefits are important.
Avoid a gap in cover
Coordinate the end date of your old policy and start date of your NIB policy, especially where your visa requires continuous adequate health insurance.
Clearance information
NIB may require details or a clearance certificate from your previous Australian health fund to assess waiting periods already served.
Higher benefits can have waits
Recognition generally relates to equivalent cover. If the new product has higher or additional benefits, waiting periods can still apply to those upgraded benefits.
Check NIB cover
Use the relevant NIB quote journey and confirm the cover suits your visa and healthcare needs.